Purchase Loans


Buying a home is a huge milestone for many people. Regardless of whether it’s your first home, or one of several in your lifetime, the decision to purchase is a mega one. Fortunately, the mortgage process can be an enjoyable one, if you have the right team on your side.

Enter Waterstone Mortgage’s squad of experienced and friendly mortgage loan professionals. We will guide you through the mortgage process, so you can get to the closing table on time.

The first step is to determine which program is right for you. Many lenders don't offer the unique loan products that we are able to offer our customers. Our loan variety is a huge benefit to you - because you can find a loan that fits your unique financial needs. From conventional and Jumbo loans to government programs and our own Wealth Building Loan, we've got you covered.


  • Conventional
  • FHA
  • USDA
  • VA
  • Wealth Building Loan
  • Jumbo
  • Refinance
  • FHA 203(k)
  • Construction
  • Condominium
  • Medical Professional Program
  • Home Possible®
  • HomeReady®
  • Investment Property
  • Manufactured Housing
  • Cabin & Vacation Homes
  • Community Experts
  • Community Heroes
  • Select Smart

Compare home loans or contact a mortgage loan professional near you

All loan requests are subject to credit approval as well as specific loan program requirements and guidelines. With Adjustable Rate Mortgage loans, the rate is variable and may increase or decrease every year after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment.