Manufactured (Mobile) Home Loan


Manufactured homes

Are you interested in purchasing a manufactured (mobile) home in the near future? We have a loan program that could be the perfect fit for you.


The quality of mobile homes has greatly improved in recent years, making them more appealing for those seeking an affordable homeownership option. Mobile homes provide all the perks of homeownership without the higher expense of a traditional home mortgage.


Waterstone Mortgage's mobile home loan program offers FHA and VA financing for both single and double-wide mobile homes.


Our mobile home loan features include:

  • A variety of loan terms available to meet your specific needs

  • HUD-provided consumer protection against construction issues

  • Financing options for eligible built-in appliances and carpeting projects


Find a mortgage loan professional near you to learn more about financing your manufactured home.


All loan requests are subject to credit approval as well as specific loan program requirements and guidelines. With Adjustable Rate Mortgage loans, the rate is variable and may increase or decrease every year after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment.